Rates

Rates as of 12/31/17

Savings
  Rate APY
Regular Savings .10% .10%
CDs and IRAs
  Rate APY
6 Month 0.70% 0.70%
12 Month 0.80% 0.80%
24 Month 1.00% 1.00%
36 Month 1.25% 1.26%
60 Month 1.65% 1.66%
*Withdrawals before maturity may incur early withdrawal penalties.
The Board of Directors declares dividends on Savings at the end of each quarter.
Incentive rates available with MEMBER REWARDS.  Eg., A 12 month CD as high as 1.20%
Super Checking Interest (set monthly)
  Rate
$ 0 - $1,000 .10%
$1,000 - $2,500 0.10%
$2,501 - $10,000 0.10%
Greater than $10,001 0.10%
Loans
  APR
Personal Loan 11.00%
Consolidation Loan 9.25%
Vacation Loan 8.00%
Secured Loan Div rate + 3.0%
(Minimum of 4.00%)
New Auto: 24 month*** 2.00%
New Auto: 36 month*** 2.25%
New Auto: 48 month*** 2.75%
New Auto: 60 month*** 3.00%
New Auto: 72 month*** MUST BE OVER $25,000.00 4.00%
Used Auto <2 years old 36 months*** 2.50%
Used Auto < 2 years old 48 months*** 2.75% 
Used Auto <2 years old 60 months*** 3.00%
Used Auto 2-3 years old 36 months*** 3.35%
Used Auto 2-3 years old 48 months*** 3.75% 
Used Auto 2-3 years old 60 months***MUST BE OVER                                                                     $15,000.00 4.00%
Used Auto > 3 years old 36 months*** 4.0% 
Used Auto > 3 years old 48 months*** 4.50%
Home Equity Line of Credit**** 5.00%
Fixed Rate Home Equity As low as 4.00%
VISA Card 11.25%

***Member rewards and credit score may affect your rate
**** Home equity loan is a variable rate loan.

MEMBER REWARDS

Fee Schedule

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