Rates

Rates as of 10/19/20

Savings
  Rate APY
Regular Savings .10% .10%
CDs and IRAs
  Rate APY
6 Month .25% .25%
12 Month .30% .30%
24 Month .40% .40%
36 Month .40% .40%
60 Month .65% .65%
*Withdrawals before maturity may incur early withdrawal penalties.
The Board of Directors declares dividends on Savings at the end of each quarter.
Incentive rates available with MEMBER REWARDS.   
Super Checking Interest (set monthly)
  Rate
$ 0 - $1,000 .10%
$1,000 - $2,500 0.10%
$2,501 - $10,000 0.10%
Greater than $10,001 0.10%
Loans
  APR Starting At:
Personal Loan 11.00%
Consolidation Loan 9.25%
Vacation Loan 8.00%
Secured Loan Div rate + 3.0%
(Minimum of 4.00%)
Fixed Rate Home Equity:  
60 month 3.50%
84 month 3.75%
120 month 4.0%
180 month 5.0%
Home Equity Line of Credit 5.0%

CAR LOAN RATES 2020

New Car, Light Truck, Van, or SUV

  • 2019-2020 Model Years.
    • Maximum Loan: $100,000 
    • Maximum Mileage 5,000               
  
36 month 2.25%
48 month 2.50%
60 month 2.60%
72 month 3.0%
   

Used Car, Light Truck, Van, or SUV

  • 2016-2018 Model Years
    • Maximum Loan $100,000
  
36 month 2.25%
48 month 2.50%
60 month 2.75% 
72 month                                                                    n/a
   
  • 2013-2015 Model Years
    • Maximum Loan $100,000                                                   

 
36 month 3.75%
48 month 3.75%
60 month 3.75%
   
  • 2012 and Earlier Model Years
    • Maximum Loan $20,000
    • Up to 90% Financing Only
  
36 month 5.25%
48 month 5.75%
66 month 6.25%
   
VISA Card 11.25%

***Member rewards and credit score may affect your rate
**** Home equity loan is a variable rate loan.

MEMBER REWARDS

Fee Schedule

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