Rates

Rates as of 01/31/21

Savings
  Rate APY
Regular Savings .10% .10%
CDs and IRAs
  Rate APY
6 Month .25% .25%
12 Month .30% .30%
24 Month .40% .40%
36 Month .40% .40%
60 Month .65% .65%
*Withdrawals before maturity may incur early withdrawal penalties.
The Board of Directors declares dividends on Savings at the end of each quarter.
Incentive rates available with MEMBER REWARDS.   
Super Checking Interest (set monthly)
  Rate
$ 0 - $1,000 0.10%
$1,000 - $2,500 0.10%
$2,501 - $10,000 0.10%
Greater than $10,001 0.10%
Loans
  APR Starting At:
Personal Loan 11.00%
Consolidation Loan 9.25%
Vacation Loan 8.00%
Secured Loan Div rate + 3.0%
(Minimum of 4.00%)
VISA Card 11.25%
Fixed Rate Home Equity:  
60 month 3.50%
84 month 3.75%
120 month 4.0%
180 month 5.0%
Home Equity Line of Credit 5.0%

CAR LOAN RATES 2021

New Car, Light Truck, Van, or SUV

  • 2020-2021 Model Years.
    • Maximum Loan: $100,000 
    • Maximum Mileage 5,000               
  
36 month 1.75%
48 month 2.00%
60 month 2.25%
72 month 2.50%
   

Used Car, Light Truck, Van, or SUV

  • 2017-2019 Model Years
    • Maximum Loan $100,000
  
36 month 2.00%
48 month 2.25%
60 month 2.50% 
72 month                                                                    n/a
   
  • 2015-2017 Model Years
    • Maximum Loan $100,000                                                   

 
36 month 3.00%
48 month 3.25%
60 month 3.50%
   

***Member rewards and credit score may affect your rate
**** Home equity loan is a variable rate loan.

MEMBER REWARDS

Fee Schedule

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