Rates

Rates as of 04/01/20

Savings
  Rate APY
Regular Savings .10% .10%
CDs and IRAs
  Rate APY
6 Month .35% .35%
12 Month .50% .50%
24 Month .65% .65%
36 Month .90% .90%
60 Month 1.25% 1.26%
*Withdrawals before maturity may incur early withdrawal penalties.
The Board of Directors declares dividends on Savings at the end of each quarter.
Incentive rates available with MEMBER REWARDS.  Eg., A 12 month CD as high as 1.20%
Super Checking Interest (set monthly)
  Rate
$ 0 - $1,000 .10%
$1,000 - $2,500 0.10%
$2,501 - $10,000 0.10%
Greater than $10,001 0.10%
Loans
  APR Starting At:
Personal Loan 11.00%
Consolidation Loan 9.25%
Vacation Loan 8.00%
Secured Loan Div rate + 3.0%
(Minimum of 4.00%)

CAR LOAN RATES 2019

New Car, Light Truck, Van, or SUV

  • 2018-2019 Model Years.
    • Maximum Loan: $100,000 
    • Maximum Mileage 5,000               
  
36 month 3.40%
48 month 3.60%
60 month 3.60%
72 month 4.65%
84 month 5.75%

Used Car, Light Truck, Van, or SUV

  • 2015-2017 Model Years
    • Maximum Loan $100,000
  
36 month 3.40%
48 month 3.60%
60 month 3.60% 
72 month                                                                    4.65%
84 month 5.75% 
  • 2012-2014 Model Years
    • Maximum Loan $100,000                                                   

 
36 month 3.75%
48 month 3.75%
60 month 3.75%
72 month 4.99%
84 month 5.99%
Home Equity Line of Credit*** 5.00%
Fixed Rate Home Equity As low as 4.00%
  • 2011 and Earlier Model Years
    • Maximum Loan $20,000
    • Up to 90% Financing Only
  
36 month 5.25%
48 month 5.75%
66 month 6.25%
VISA Card 11.25%

***Member rewards and credit score may affect your rate
**** Home equity loan is a variable rate loan.

MEMBER REWARDS

Fee Schedule

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