Rates

Rates as of 03/01/20

Savings
  Rate APY
Regular Savings .10% .10%
CDs and IRAs
  Rate APY
6 Month .50% .50%
12 Month .90% .90%
24 Month 1.14% 1.15%
36 Month 1.24% 1.25%
60 Month 1.59% 1.60%
*Withdrawals before maturity may incur early withdrawal penalties.
The Board of Directors declares dividends on Savings at the end of each quarter.
Incentive rates available with MEMBER REWARDS.  Eg., A 12 month CD as high as 1.20%
Super Checking Interest (set monthly)
  Rate
$ 0 - $1,000 .10%
$1,000 - $2,500 0.10%
$2,501 - $10,000 0.10%
Greater than $10,001 0.10%
Loans
  APR Starting At:
Personal Loan 11.00%
Consolidation Loan 9.25%
Vacation Loan 8.00%
Secured Loan Div rate + 3.0%
(Minimum of 4.00%)

CAR LOAN RATES 2019

New Car, Light Truck, Van, or SUV

  • 2018-2019 Model Years.
    • Maximum Loan: $100,000 
    • Maximum Mileage 5,000               
  
36 month 3.40%
48 month 3.60%
60 month 3.60%
72 month 4.65%
84 month 5.75%

Used Car, Light Truck, Van, or SUV

  • 2015-2017 Model Years
    • Maximum Loan $100,000
  
36 month 3.40%
48 month 3.60%
60 month 3.60% 
72 month                                                                    4.65%
84 month 5.75% 
  • 2012-2014 Model Years
    • Maximum Loan $100,000                                                   

 
36 month 3.75%
48 month 3.75%
60 month 3.75%
72 month 4.99%
84 month 5.99%
Home Equity Line of Credit*** 5.00%
Fixed Rate Home Equity As low as 4.00%
  • 2011 and Earlier Model Years
    • Maximum Loan $20,000
    • Up to 90% Financing Only
  
36 month 5.25%
48 month 5.75%
66 month 6.25%
VISA Card 11.25%

***Member rewards and credit score may affect your rate
**** Home equity loan is a variable rate loan.

MEMBER REWARDS

Fee Schedule

Email Signup

We are striving to provide more environmentally friendly services, including how we communicate with our members.  Please join our email list to receive important news and updates about CTFCU services regarding your accounts. Be assured that our privacy policies prohibit the sharing or selling of your email address. You only have to sign up once.