Personal & Vacation

Personal Loans

A signature loan is an unsecured loan requiring only the signature of the applicant and/or spouse, co-applicant, or guarantor. The maximum loan amount is $10,000 with a repayment of 36 months.

Vacation Loans

A signature loan is an unsecured loan requiring only the signature. The maximum loan amount $2,500 repaid over one year at a reduced interest rate.

Consolidation Loan

A reduced rate signature loan you can use to consolidate credit card or other debts into one convenient loan. The maximum loan amount is $15,000 with repayment up to 48 months at 11.25%.  The credit union must disburse the funds to the creditors. For a member to receive this loan they must meet all the criteria listed below:

  • Must have FICO score of 675 or more
  • Creditors being paid must be on member's credit report
  • Credit report must not have any past dues or charge offs
  • The loan payment must be payroll deducted
  • A list of the creditors being paid off, account numbers and addresses must be supplied by members
  • Loan cannot be refinanced
  • Loan cannot refinance debt with Credit Union


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