Benefits

MEMBERSHIP is the HEART of the member-owned and operated Cambridge Teachers Federal Credit Union. We are committed to providing our customers with great, personalized services with lower fees and better rates. Historically, the Credit Union's Dividend Rates are above current market rates for similar products. In addition, our Loan Rates are normally below market rates for similar products.

Check out some of the great benefits our members enjoy

  • Our “VIRTUAL BRANCH” Home Banking System is the PREMIER ANYTIME, ANYWHERE
  • FREE ONLINE banking/bill pay service
  • Your CTFCU savings are safe through National Credit Union Share Insurance Fund and Massachusetts Credit Union Share Insurance Corp
  • We are local and member-owned, so member’s money matter most to us – with our Member Referral Reward Program you can both earn a $25 deposit when a family member or colleague you referred joins the Credit Union!
  • SUPER LOW AUTO loan rates from CTFCU
  • AFFORDABLE HOME MORTGAGE RATES AND PROGRAMS
  • LOW FEE CHECKING accounts and flexible MasterCard debit cards
  • KIDS ACCOUNTS - Teach your kids about saving money by opening an account for them (all you need is your child’s Social Security Number). We’ll reward them for saving with a $10.00 deposit to their account on their next birthday!
  • CTFCU VISA – LOW APR FIXED RATES, FRAUD PROTECTION, no hidden transaction fees, flat late fee of $20 means no surprise or exorbitant late penalty fees AND convenient online access to your Visa account is easy through the VISA Credit Card Manager link to E-Z card on our website - all for just a $10.00 annual fee.
  • MEMBERSHIP REWARDS PROGRAMS - click on the link for more information.

Membership Rewards

 

Email Signup

We are striving to provide more environmentally friendly services, including how we communicate with our members.  Please join our email list to receive important news and updates about CTFCU services regarding your accounts. Be assured that our privacy policies prohibit the sharing or selling of your email address.