Auto Boat & RV

New Auto

A new auto loan is secured entirely by the vehicles. A new vehicle is defined as a vehicle that has never been registered or a current model year auto with less than 5,000 miles. The member must provide the original dealer purchase order, auto insurance binder (with CTFCU listed as the lienholder), and title to the vehicle with the Credit Union listed as the lien holder. The maximum loan amount is 100 % of the listed NADA retail value.  The maximum loan amount is $50,000.00.

  • Up to 60 months financing
  • Up to 72 months for loans over $25,000

Used Auto

A used auto loan is secured entirely by that vehicle. The maximum amount of the loan is 100% of the retail value as stated in the current N.A.D.A book.

The Credit Union requires the original dealer purchase order, auto insurance binder (with CTFCU listed as the lien holder), and title to the vehicle with the Credit Union listed as the lien holder.

If the vehicle is purchased from a private party, the member must have a copy of the title.

  • Up to 48 months for auto less than 3 years old
  • Up to 36 months for auto more than 3 years old

Boat & RV

The Credit Union offers low-rate financing on new and used boats and RVs. A 10% down payment is required for all loans.

The Maximum term for new boats and RVs is based on the amount financed.

  • Up to 84 months over $35,000
  • Up to 72 months over $25,000
  • Up to 60 months under $25,000

The Maximum term for used boats and RVs is based on the amount financed.

  • Up to 72 months over $25,000
  • Up to 60 months under $25 000

RATES

LOAN CALCULATOR

 

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